#Building TwelveAI

4 posts

Aug 25, 2026 · 3 min read

We're opening TwelveAI's banking rails to every fintech. Here's the thinking.

TwelveAI already serves thousands of users with conversational banking. Now we are opening the rails and the intelligence layer so any fintech, big or small, can build on it. Here is why, and how we split it.

Aug 24, 2026 · 4 min read

0.15%: how we got hallucinations low enough to let AI touch money

In banking, a hallucinating AI does not give a wrong fun fact, it gives a wrong account. Here is how TwelveAI reached a 0.15% hallucination rate, a figure that is currently unmatched in AI fintech, and why we shut our own AI down to get there.

Aug 23, 2026 · 4 min read

I became an engineering manager on purpose. It made me a better CEO.

After founding companies, I deliberately stepped into engineering leadership, first learning how money moves at a microfinance bank, then scaling a team at Cantant to 50,000 businesses. Here is what that reset taught me.

Aug 22, 2026 · 4 min read

Foodr taught me one rule: never run out of money

Before TwelveAI, I built Foodr, a food delivery company with more orders than it could fund. Here is what shutting it down taught me about cashflow, and why that lesson still shapes how we build TwelveAI.