For embedded finance
Intelligent finance inside any product.
Embedded finance adds money movement to products that were never financial. TwelveAI makes it conversational, so users manage payments and balances by talking, without leaving your product.
Finance where users already are
Expose exactly the financial actions your product needs through a natural-language interface, backed by grounding and guardrails, so the experience is powerful and safe.
For developers
One call, a structured financial action.
A message in, a validated intent out, with confirmation controls built in.
request.js
const response = await twelveai.agent.run({
user: userId,
message: "Send ₦50,000 to Sarah",
tools: ["accounts", "transfers", "transactions"]
})response.json
{
"intent": "transfer",
"amount": 50000,
"currency": "NGN",
"recipient": "Sarah Okafor",
"requires_confirmation": true
}Why embed with TwelveAI
Scoped capabilities
Expose only the actions your product needs.
Natural interface
Users talk; your product acts.
Safe by default
Confirmations and limits on every action.
Fast to add
One API, your rails, minimal lift.
12Built on real financial rails
For embedded finance in practice
Infrastructure, not a demo.
Everything here runs on the same platform we operate for real customers, grounded answers, gated writes, and a full audit trail.
- Scoped capabilities. Expose only the actions your product needs.
- Natural interface. Users talk; your product acts.
- Safe by default. Confirmations and limits on every action.
- Fast to add. One API, your rails, minimal lift.