TwelveAI logoTwelveAIConversational Banking

About TwelveAI

Making digital banking simpler, safer, and more human.

TwelveAI, also written Twelve AI, is a financial technology company building a conversational banking layer for people who want financial actions to feel as natural as sending a message. We are focused on practical products, strong infrastructure, and a long-term approach to trust in Nigeria and across Africa.

Built by a team making digital banking simpler, safer, and more human.

A conversational banking layer for people who want financial actions to feel as natural as sending a message, with practical products, strong infrastructure, and a long-term approach to trust.

Company

Built to make financial actions feel conversational instead of procedural.

TwelveAI is a financial technology company, not a bank. We design the conversational interface layer that sits above licensed banking and payment infrastructure. Instead of menus, tabs, and long forms, users simply state what they want and the AI handles the flow with clarity and control.

Mission

Reduce the friction between intent and transaction.

Our mission is to turn everyday banking into a fast, trustworthy conversation. That means better comprehension for users, fewer confusing flows, and financial actions that feel immediate.

Careers

We are building a team across AI, infrastructure, compliance, and product design.

TwelveAI is hiring people who care about financial systems, responsible AI, and product craft. Early teams focus on payments infrastructure, trust systems, conversational UX, and Nigerian market operations.

Advanced, without feeling difficult.

I topped up airtime, paid for electricity, and sent money to my brother without opening five screens. It feels inevitable.

Adaeze N.

Product Lead, Lagos

The AI actually understands what I mean. Asking for my balance or a receipt feels like chatting with a banker who never sleeps.

Tobi A.

Founder, Abuja

This is the first fintech product I have shown to my parents and they immediately understood how to use it.

Mariam O.

Operations Manager, Ibadan

Reach the team for product access and partnerships.

We keep communication direct so users, operators, and collaborators can reach the right person quickly.