An agent on your core, safely.
No core replacement, no new ledger. TwelveAI sits over the systems you already run and lets customers act through an agent that obeys your limits, confirms every move and leaves a full audit trail.
Modern interface, existing core
Run conversational banking alongside your current channels. Start with the highest-friction journeys, balances, transfers, support, and expand, with every action authorized and auditable.
How the layers connect.
Applications talk to the intelligence layer, which reasons and orchestrates, then executes against financial infrastructure and regulated providers.
Built for banks
No core replacement
Layer on top of what you already run.
Authorization & audit
Every action controlled and recorded.
Human-in-the-loop
Sensitive actions require confirmation.
Incremental rollout
Start narrow; expand with confidence.
Infrastructure, not a demo.
Everything here runs on the same platform we operate for real customers, grounded answers, gated writes, and a full audit trail.
- No core replacement. Layer on top of what you already run.
- Authorization & audit. Every action controlled and recorded.
- Human-in-the-loop. Sensitive actions require confirmation.
- Incremental rollout. Start narrow; expand with confidence.