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USD & Global Money

Dollar accounts, swaps, and cards, without leaving the chat.

Hold and manage US dollars, convert between naira and dollars at live rates, automate conversions with auto-swap rules, and issue virtual dollar cards for global spend. When a request needs depth, a specialist FX or cards agent joins the same thread.

Dollar accounts, swaps, and cards, without leaving the conversation.

Hold USD, swap between naira and dollars, auto-convert deposits, and issue dollar virtual cards. When you need deeper help, specialist AI agents join the same thread.

USD accounts with in-chat balance and deposits
NGN ↔ USD swaps at live rates
Auto swap rules for incoming USD deposits
USD virtual cards for global spend
Multi-agent chats for payments, FX, and cards
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USD & FX

TwelveAI

Live AI
What is my USD balance?
Your available USD balance is $1,240.50.
Swap $200 to naira
Done. ₦308,400 credited at the live rate.
Create a dollar card $500 limit
Your USD card is live. Online payments enabled.
Cards agent · freeze in chat
Ask TwelveAI anything…

Learn how USD works on TwelveAI

Read a practical breakdown of how dollar wallets, FX swaps, auto-swap deposits, and virtual dollar cards fit together.

How USD accounts work →