#Xara alternative

1 post

Jun 27, 2026 · 4 min read

TwelveAI vs Xara (2026): the Xara alternative with USD accounts, cards, and an app

Looking for a Xara alternative? Both are AI banking in Nigeria, but TwelveAI adds USD accounts, dollar cards, FX auto-swap, a full app with menus, and multi-agent AI. Honest comparison.