Scheduled payments on Twelve AI: set it once, never miss a bill

Missing a payment is rarely about the money. It is about forgetting. Scheduled payments on Twelve AI (also written TwelveAI) take the remembering off your plate, so the right amount goes out at the right time without you lifting a finger.

What are scheduled payments?

A scheduled payment is a transaction you set up now to happen later. Instead of doing it in the moment, you tell Twelve AI when it should run, and it takes care of it on that date. It works for the things you pay again and again:

• Rent and regular transfers
• Electricity, DSTV, and GOtv and other bills
• Airtime and data top-ups
• Sending money to family on a set day

How to schedule a payment

Just say when:

"Send ₦20,000 to my landlord on the 1st of every month"

"Pay my DSTV subscription every 28th"

"Top up ₦2,000 MTN airtime every Monday"

Twelve AI confirms the amount, the recipient, and the schedule, you approve once, and it runs automatically from then on.

You stay in control

Scheduling does not mean losing oversight:

• Every scheduled run still produces a receipt and updates your history.
• You can see, edit, pause, or cancel a schedule any time.
• Sensitive changes still go through confirmation, so nothing is altered behind your back.

Why scheduling matters

• No missed due dates. Bills and rent go out on time, every time.
• No mental load. You stop tracking dates in your head.
• Predictable cash flow. You know what leaves your account and when.

Pair it with budgeting

Scheduled payments work best when you can see the whole picture. Use budgeting on Twelve AI to know how much room you have, and set your schedules around it. For money you want to protect from everyday spending, add a Savings Lock.

The bottom line

Set it once, and Twelve AI handles the rest. Scheduled payments turn recurring bills and transfers from a thing you have to remember into a thing that just happens, on time, with a receipt every time.